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Property insurance is based on the reinstatement cost of your building following damage. If your property is destroyed, the insured amount should be sufficient to pay for the full cost of rebuilding or repairing the damage.
Working alongside specialist valuation companies we can take the guess work out of setting the building sum insured for your property, and can provide you with an accurate property reinstatement valuation for insurance purposes.
The cost of rebuilding your premises or replacing equipment after a major incident can be more than you think. In fact, 77% of the properties surveyed by our valuations partner are underinsured by 55% of their actual value. These buildings are usually insured for their market value, when they should in fact be insured for the cost to rebuild the property.